Thursday, February 15, 2007

UniCare Sound Quotes

UniCare Sound Health Insurance Plans have a new home on the internet at www.soundhealthrates.com .

Sound health rates is the new address for the website replacing www.unicaresoundplans.com

Both addresses can take you where you want to go, but www.soundhealthrates.com is the top resource for understanding, and applying for UniCare Sound Health plans.

UniCare's Sound Health Plan is the perfect plan if you are single, between the ages of 18-40, and live in Illinois, or Texas. It is the perfect student health plan, the perfect plan while you are waiting for the next job, the perfect plan for when you are single, and it is real health insurance that limits your losses to the deductible.Sound is Health coverage for your body, eyes, teeth. You know, the important stuff. Three simple health insurance plans, one just your flavor.Apply online, that's it. No catches, no wasted time.Brought to you by your tight bud's at UniCare Health Insurance Company of the Midwest, and Unicare Health Rates.

Wednesday, January 17, 2007

BCBSGa unveils Tonik

Tonik designed to decrease the number of uninsured Georgians; Approximately 78 percent of current Tonik enrollees in other states were previously uninsured

Young adults between the ages of 19 and 34 – also known as "young invincibles" – represent one of the largest and fastest-growing segments of the population without health insurance. Almost 17 million "young invincibles" are uninsured throughout the country, including 40,000 in Georgia, according to the U.S. Census Bureau. To help address this issue, Blue Cross Blue Shield of Georgia (BCBSGa), the state’s largest health benefits provider, announced today the launch of Tonik – unique health insurance options for Georgia’s "young invincibles," designed to decrease the number of Georgia’s uninsured.

"Young invincibles" typically are no longer covered by family insurance policies and are just beginning to establish their independence. They are also just beginning their careers and less likely to be offered or purchase health insurance from their employers.

"Tonik is an important product that allows this growing demographic to purchase coverage on their own terms," said Monye Connolly, president, BCBSGa. "We asked 'young invincibles' what they were looking for in a health plan, and we listened. The end result is Tonik – a plan that makes it easy to understand the concepts and terminology associated with health insurance and provides easy access to a health insurance product they can relate to."

Tonik health plans were designed with input from "young invincibles" throughout the country in an effort to create the most appropriate product possible in order to decrease the numbers of uninsured and expand access to health care coverage. This product first introduced in 2004 has already been launched in California, Colorado and Nevada. Approximately 78 percent of current Tonik enrollees were previously uninsured.

BCBSGa is offering three Tonik plans – flexible PPO products that include medical, pharmacy, dental and vision. Prices depend on the plan and the insured's age, medical history and where they live.

"We found through our research that this group wants head-to-toe coverage in one easy to understand product. And with Tonik plans beginning at less than $100 a month, we are able to offer the type of coverage they are looking for at rates most young invincibles can afford," said Connolly. "By introducing innovative new products and services like Tonik, BCBSGa is constantly working to improve our members’ health, enhance health care quality and address affordability for our members."

Applying for Tonik is simple and quick. Individuals can visit and apply for Tonik online at http://www.georgiatonikquotes.com or contact Medequote at 800-391-7469. Applicants who apply online are subject to review, but approval can be as short as a few minutes.

Tuesday, January 02, 2007

Georgia Tonik Health Plan

Young adults between the ages of 19 and 34 -- also known as "young invincibles" -- represent one of the largest and fastest-growing segments of the population without health insurance. Almost 17 million "young invincibles" are uninsured throughout the country, including 40,000 in Georgia, according to the U.S. Census Bureau. To help address this issue, Blue Cross Blue Shield of Georgia (BCBSGa), the state's largest health benefits provider, announced today the launch of Tonik -- unique health insurance options for Georgia's "young invincibles," designed to decrease the number of Georgia's uninsured.

"Young invincibles" typically are no longer covered by family insurance policies and are just beginning to establish their independence. They are also just beginning their careers and less likely to be offered or purchase health insurance from their employers.

"Tonik is an important product that allows this growing demographic to purchase coverage on their own terms," said Monye Connolly, president, BCBSGa. "We asked 'young invincibles' what they were looking for in a health plan, and we listened. The end result is Tonik -- a plan that makes it easy to understand the concepts and terminology associated with health insurance and provides easy access to a health insurance product they can relate to."

Tonik health plans were designed with input from "young invincibles" throughout the country in an effort to create the most appropriate product possible in order to decrease the numbers of uninsured and expand access to health care coverage. This product -- first introduced in 2004 -- has already been launched in California, Colorado and Nevada. Approximately 78 percent of current Tonik enrollees were previously uninsured.

BCBSGa is offering three Tonik plans -- flexible PPO products that include medical, pharmacy, dental and vision. Prices depend on the plan and the insured's age, medical history and where they live.

"We found through our research that this group wants head-to-toe coverage in one easy-to-understand product. And with Tonik plans beginning at less than $100 a month, we are able to offer the type of coverage they are looking for at rates most 'young invincibles' can afford," said Connolly. "By introducing innovative new products and services like Tonik, BCBSGa is constantly working to improve our members' health, enhance health care quality and address affordability for our members."

Blue Cross Breaks the Mold by offering uninsured new options; Simple, Online, All-Inclusive Health Coverage from their Tonik website. Blue Cross has broken the mold of traditional health insurance offerings by marketing unique health plans tailored to the lifestyle and attitudes of "young invincibles."

Young adults have the highest rate of being uninsured, consistently reported between 30 and 40 percent. "Young invincibles" tend to be people no longer covered by family insurance policies and just beginning to establish their independence. They are also starting their careers and less likely to be offered insurance by their employers. Nearly half of all full-time workers aged 19 to 29 lack employer-based health benefits.

Tonik health plans were designed by-and for-"young invincibles," as an effort to expand access to health care coverage for one of the fastest growing uninsured populations in the state and the country. Tonik plans are simple, easy to use and affordable. Tonik covers everyday preventive needs (like routine doctor visits) as well as the more serious medical necessities. Unlike other individual policies on the market, seeing a dentist, getting eye exams, glasses and contacts are all-inclusive within the new benefit design.

Curious "young invincibles" can visit and apply for Tonik online. Applicants are subject to review and approval for a plan within minutes. Tonikplans.com is intentionally easy to understand and navigate. There is minimal to no paperwork and if approved, an applicant can print out a custom-designed identification card.

"Young adults think of insurance like broccoli," said Steve Synott, general manager of Individual Services for Blue Cross of California. "They know it's good for them but they don't have a taste for it yet." As a result, many go without it. There are currently an estimated 1.6 million uninsured 19 to 29-year-olds in California. The financial pain of a sports related injury or other unforeseen event can outweigh the physical. Consider the following: an ambulance ride to the hospital is $607; the average cost of a day in the hospital is $7,175; and knee surgery and care is estimated at $48,302. The costs of Tonik plans are painless. They range from $64 to $123 a month, depending upon the plan, the insured's age and where they live.
There's nothing out there quite like this...Tonik is an original!

In a unique approach to product development, Blue Cross engaged in a "reverse point-of-view" philosophy by examining the preferences and lifestyles of uninsured young adults. Blue Cross research indicated that they are interested in health insurance, if it met their needs and was offered at the right price. "The more research we did to understand this group, the more we became convinced that the 'young invincibles' were willing and ready to take responsibility for their own health care -- if they found a plan that fit their needs," said Deborah Lachman, senior vice president of Individual and Small Group Services for Blue Cross of California.
Tonik will initially be available only in California and debuts though a series of non-traditional marketing techniques. Tonik is expected to expand in Colorado and Nevada in late 2005. Unicare expects to over similar versions of Tonik in Illinois and Texas called SoundHealth.

Extreme skiing and Tonik unite

To demonstrate that this is not your typical health insurance program, Blue Cross is launching Tonik through a groundbreaking marketing campaign that will have a heavy emphasis on online promotion and advertising because this audience is a heavy utilizer of the Internet. Non-traditional high energy graphics and advertising themes have been designed to appeal to this group as well. In addition, the company is a sponsor for the upcoming statewide launch of the new Warren Miller film "IMPACT," to premiere in key cities throughout California beginning this month.

Thursday, December 14, 2006

BCBS Georgia Introduces Tonik

Young adults between the ages of 19 and 34 -- also known as "young invincibles" -- represent one of the largest and fastest-growing segments of the population without health insurance. Almost 17 million "young invincibles" are uninsured throughout the country, including 40,000 in Georgia, according to the U.S. Census Bureau. To help address this issue, Blue Cross Blue Shield of Georgia (BCBSGa), the state's largest health benefits provider, announced today the launch of Tonik -- unique health insurance options for Georgia's "young invincibles," designed to decrease the number of Georgia's uninsured.

Young invincibles" typically are no longer covered by family insurance policies and are just beginning to establish their independence. They are also just beginning their careers and less likely to be offered or purchase health insurance from their employers.

"Tonik is an important product that allows this growing demographic to purchase coverage on their own terms," said Monye Connolly, president, BCBSGa. "We asked 'young invincibles' what they were looking for in a health plan, and we listened. The end result is Tonik -- a plan that makes it easy to understand the concepts and terminology associated with health insurance and provides easy access to a health insurance product they can relate to."

Tonik health plans were designed with input from "young invincibles" throughout the country in an effort to create the most appropriate product possible in order to decrease the numbers of uninsured and expand access to health care coverage. This product -- first introduced in 2004 -- has already been launched in California, Colorado and Nevada. Approximately 78 percent of current Tonik enrollees were previously uninsured.

BCBSGa is offering three Tonik plans -- flexible PPO products that include medical, pharmacy, dental and vision. Prices depend on the plan and the insured's age, medical history and where they live.

"We found through our research that this group wants head-to-toe coverage in one easy-to-understand product. And with Tonik plans beginning at less than $100 a month, we are able to offer the type of coverage they are looking for at rates most 'young invincibles' can afford," said Connolly. "By introducing innovative new products and services like Tonik, BCBSGa is constantly working to improve our members' health, enhance health care quality and address affordability for our members."

Applying for Tonik is simple and quick. Individuals can visit and apply for Tonik online at http://www.tonikhealthquotes.com/ or contact their independent agent. Applicants who apply online are subject to review, but approval can be as short as a few minutes.

Wednesday, August 16, 2006

BCBS Tonik Health Tips

BCBS Tonik has proven to be the hottest plan in California, Colorado, and Nevada this year, here are a few tips to make sure it is the right plan for you.

1. You are a California, Nevada, or Colorado resident.
2. You are not currently taking any medications except for birth control.
3. You don't have any pre existing health conditions.
4. You want the selection of a ppo network
5. You want a plan that has integrated dental benefits

Go to www.tonikhealthquotes.com for more information.

Tuesday, August 01, 2006

Tonik isn't just for kids

The BCBS Tonik plan was specifically designed for single adults between the age's of 18-29. This group represents the largest portion of uninsured's in the country, and they are also the healthiest statistically of the uninsured. The Tonik Health Plan has been a huge success, in California, Nevada, and Colorado, but the biggest surprise has been that people into their 50's have been opting for the plan. There are a lot of healthy elder singles out there who find the Tonik plan fits there lifestyle.

What sets the plan apart from an underwriting persective is that they will not issue riders, you are either in, or you are out. So a person with high blood pressure, or some other chronic, but not serious if taken care of condition cannot get accepted for the plan. They can however be easily accepted under other BCBS PPO, or HSA plans which are excellent also. However this is a discount to being healthy at an older age, and if you aren't taking medications you are still a good candidate for a Tonik Health Plan.

Saturday, July 29, 2006

California Tonik Plans

If you are between 19 and 29 years old, you are at the height of all your physical powers, chances are you will never be as healthy as you are now. Life is good in California, that is till the unexpected happens.

Unfortunately, life was designed to be unpredictable. You can't always predict what is going to happen next. It only takes one slip skiing, one tackle playing flag football, or one crash on a bike to make you realize that from time to time the financial pains resulting from coping with an unexpected injury can easily outweigh any physical distress. If and when you find yourself laid out by the grass, the snow, the waves, the roadway or something as unforeseeable as a burst appendix you are definitely going to wish you had the assistance that only reliable health care coverage has to give.

Blue Cross of California is now offering three straight-up, practical and reasonably priced health care plans specifically designed to cover you from head to toe. They are known as TONIK, and if you happen to be between 19 to 29 years of age, plan rates can clock in as low as $60 -$90 per month, depending on which of the three TONIK health plans that you pick. TONIK can help protect your financial present and future with three easy to understand health plans.

TONIK Health Plans are just not for the young, people from 1-65 are welcome to apply, but the plans is being specifically marketed to the 18-28 year age group.

TONIK is a product offering of the Blue Cross Life & Health Insurance Co., backed by the impeccable reputation of Blue Cross of California; California's largest single health indemnity carrier.

Blue Cross surveyed hundreds of young adults to find out what it was that they didn't like about standard health insurance offerings that was keeping 1.6 million of them out of the marketplace in California alone. Nationwide, more than thirty percent of Americans between nineteen and twenty-nine are uninsured.

The TONIK plan takes care of your health concerns by covering most lab-work, x-ray's, and even certain specialized procedures under its office visit co-payment schedule. In addition, TONIK includes both, vision and dental plan benefits in addition to generic pharmacy-RX, and doc visits. Once a particular planýs deductible level is met, all covered health benefits will be paid in full. There are no co-insurance percentages that must be paid-out by plan members until a higher out of pocket maximum has been satisfied.

TONIK is a truly cutting edge health insurance offering, besides its plan details, even its look, feel and most importantly it's application and applicant approval process set it apart from just about every health plan currently available. You are able to apply for the TONIK plan of choice with the new Tonik online application. You can be covered in less than ten minutes!
Enrolling in one of TONIK's plans though Medequote is as easy . We are a Blue Cross of California Premier Partner Agency. That means our applications get more attention and are processed quicker.

Visit www.tonikhealthquote.com for more information.